Hello there!
Jeff Champ here, your trusted Farmers Insurance agent. In my mission to help you understand the intricate realm of insurance, today, I’ll be discussing an extremely important topic, especially for those of us living in areas prone to wildfires – what to do and what you need if you have to evacuate due to a wildfire.
Fire season is upon us, and it’s essential to be prepared. Preparation is not just about protecting your property; it’s about ensuring the safety of you and your loved ones. Let’s dive in.
Why Preparing for Wildfires is Important
Wildfires can strike swiftly and without warning, leaving little time to gather essentials or make last-minute preparations. That’s why planning ahead is crucial. In addition to insuring your property, you should have an evacuation plan in place, and a “go bag” ready with essential items.
What to Include in Your Wildfire Evacuation Plan
A Meeting Spot: Establish a designated safe location for all family members to meet in case you’re separated during an evacuation.
Contact Information: Everyone should have a list of important phone numbers, including family, friends, physicians, and your insurance agent.
Escape Routes: Identify at least two escape routes from your home and neighborhood.
Practice: Regularly run drills with your family to ensure everyone knows the plan.
What to Pack in Your “Go Bag”
Important Documents: This includes identification, insurance policies, medical records, and a list of your important contacts. Consider keeping these in a fireproof box.
Prescription Medications and Medical Supplies: Enough to last at least a week.
Clothing and Toiletries: Pack enough clothes for several days, and don’t forget about hygiene items.
Food and Water: Non-perishable food items and water to last for at least three days.
Cash and Credit Cards: In case electronic payment systems are down.
Pet Supplies: If you have pets, remember to pack food, water, and other necessities for them too.
Cell Phone Chargers: Preferably the ones that can be used in a car.
Comfort Items: This could include toys for kids or sentimental items that can’t be replaced.
Remember, your safety and that of your loved ones is paramount. Material possessions can be replaced; lives cannot. Having the right insurance coverage can ease the process of recovering after a wildfire. If you have any questions about your coverage or need further information, don’t hesitate to reach out. I’m here to help you understand and make the best decisions to protect yourself and your assets.
Stay safe and prepared,
Jeff Champ, your Farmers Insurance Agent.
