Jeff Champ here, your trusty insurance guide. Today, we’re steering away from weather talk and focusing on another critical topic: driver safety. Road safety isn’t just a concern for law enforcement; it’s a collective responsibility that we all share. And guess what? Distracted driving is a major culprit behind road mishaps.
What Not to Do While Driving: Avoid Deadly Distractions
Texting and Driving: A Recipe for Disaster
We all know it, yet some of us still do it. Texting while driving diverts your attention away from the road. Trust me, no text is that important.
Eating On the Go
Multi-tasking sounds efficient but not when you’re behind the wheel. Eating while driving is a distraction that you need to avoid.
Fiddling with Gadgets
Whether it’s changing songs on your playlist or setting up GPS, meddling with gadgets when driving is risky business.
Defensive Driving Measures to Counter Distractions
Hands-Free Is the Way to Go
Invest in Bluetooth devices that let you manage calls without handling your phone.
Plan Ahead
Set your GPS and playlists before you start driving. If you need to make adjustments, pull over safely first.
Travel Buddies
If you’re traveling with someone, let them handle the gadgets and food. Focus on driving.
Insurance Implications of Distracted Driving
Higher Premiums
Continuous distracted driving can cause accidents, leading to higher insurance premiums.
Loss of Coverage
In extreme cases, repeated offenses might lead to loss of insurance coverage.
Summing it Up
When you’re on the road, your primary task is to drive safely. Everything else can wait. Remember, insurance can provide a safety net, but the best policy is always prevention.
Road safety is not just an individual concern; it’s a collective responsibility. Let’s keep our roads safe and continue to look out for each other.
Peace of mind, every time,
Jeff Champ, Farmers Insurance
